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As 2025 draws to a close, it’s an ideal time to review your financial picture, capture available tax benefits before year-end, and prepare for new contribution opportunities in 2026. Many of the items listed below have been recently impacted by the One Big Beautiful Bill Act (OBBBA) that was signed into law on July 4th of this year.
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Health care expenses are one of the largest costs Americans face, both before and during retirement. One of the most powerful—but often underutilized—tools to manage these costs is the Health Savings Account (HSA). Far more than just a place to park medical dollars, HSAs provide a unique combination of tax benefits and long-term planning opportunities.
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